Purchases & pre-approval
First home or next home: understand what you qualify for before making an offer, with rates held while you shop.
Plan your purchaseMortgage advice for BC & Alberta
Get approved
on your terms.
A home is personal.
Your mortgage should be, too.
From your first home to your next chapter, I compare 50+ lenders to find a mortgage that fits your life, with clear advice in English or Persian.
No obligation. A conversation about your goals.
8+ yearsIn the mortgage industry
50+ lendersOptions beyond your bank
200+ familiesHelped along the way
Two languagesEnglish & Persian فارسی
More choice.
A better fit for you.
- TD
- Scotiabank
- BMO
- Home Trust
- Manulife
- First National
How I can help
Your situation.
A mortgage that fits.
Buying, renewing, or making a change? We’ll look at the whole picture and find the right way forward.
Refinancing
Explore a lower payment, consolidate debt, or unlock equity for a renovation, around what you need today.
Explore your optionsRenewals & switches
Your renewal is a chance to reassess. Compare your current lender’s offer with options across the market.
Review your renewalSelf-employed & complex income
Business owner, new to Canada, or non-standard income? Let’s find lenders who understand your situation.
Talk through your situationThe process
Clarity at every step.
You’ll know what’s happening, what comes next, and who to call. I’m with you from our first conversation to closing.
Tell me your goals
A no-pressure conversation about your plans, timeline, and budget. No paperwork needed yet.
See your options
I compare 50+ lenders and explain the rates, terms, and trade-offs in plain language.
Move forward with confidence
I coordinate the lender, paperwork, and details, keeping you informed right through to your keys.
Client outcomes
Real people.
Meaningful differences.
A few snapshots of what the right mortgage structure can make possible.
+38%
More buying power
Compared with the pre-approval their own bank first offered.
11 days
Application to approval
A self-employed buyer in Burnaby, fully approved.
$430/mo
Saved on a refinance
Debt consolidated into one lower monthly payment.
Figures are representative of individual outcomes. Your result depends on your situation.
Client reviews
In our clients’ words.
Personal experiences, shared by the people behind the mortgage.
Read reviews on GoogleLocal design preview · Approved testimonials pending. The cards below are placeholders, not client reviews.
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Meet your advisor
A person in your corner.
From day one.
For 8+ years, I’ve guided families across BC & Alberta to the right mortgage. I treat your file like it’s my own: comparing lenders, explaining your options clearly, and answering when you call.
A mortgage is one of life’s biggest decisions. My job is to help you feel calm, informed, and confident about yours.
Farzad BehzadiSenior Mortgage Consultant
Let’s talk
Your next chapter
starts here.
Book a free, no-obligation consultation. Tell me where you’re at, and we’ll talk through your next steps in English or Persian.
Registered under RTC Mortgage Brokerage
